Understanding United & Their Help For Drug Rehab
Twenty-six percent of people say they do not trust their insurance company very much. Forty-six percent of people only trust their insurance company a little. These stats come to us from a Statista survey from 2017. Thie says a lot about our opinion on insurance companies. So it is understandable when someone who needs to use their insurance gets wary.
When you are suffering from addiction, fighting with your insurance company is the last thing you want to do. Without knowing what your insurance company is going to do, there is a high degree of risk you take when it comes to your budget. In this blog, we will be focusing on the insurance company United.
Addiction And United Health Care
United’s website for substance abuse is liveandworkwell.com, where you will be able to find their substance abuse helpline. From there, they can link you to local resources and give you a robust framework of information that will help you find the best treatment for you. They are also trained in behavioral health matters.
Their system website reminds us that treatment is confidential, but they encourage family members to join in on the process. They also encourage you to use in-network providers, which we suggest you confirm by contacting your insurance provider.
Understanding The Drug Rehab Process
Before you begin any treatment process, it is essential to be aware of what you are getting into. Rehabilitation is often based on a doctor’s opinion, so they will be able to assist you in determining it is right for you. If they do decide it is a good option for you, below are some tips to keep in mind.
Creating A Treatment Plan
A treatment plan is developed in a collaborative effort between you and your care provider. Whether that involves you being a resident or going through outpatient treatment, a plan will still need to be made. Be ready to have an honest discussion with a prepared budget and time allowance for therapy and programs. If you are a resident, much of this will be handled for you, but you will be encouraged to contribute.
Going Through A Detox Center
Detox is the first significant event that you will have to go through to begin your recovery. Detoxification is the process of removing the drugs from your body. It tends to take anywhere from one day to a week depending upon the drug. Given the withdrawal symptoms that you will be going through, the doctor will often prescribe medication.
Long Term Recovery Plans & Healing
Long term recovery plans are the collaborative efforts between you, your doctor, and your support groups in ensuring you will not return to drugs. These involve regular therapy sessions, self-help groups, and programs that you will frequent. These will be more structured in a residential plan, but they will be building to the point where you will return to regular life.
Does United Help With Rehab Costs?
There are two ways you can determine whether or not United will help with rehabilitation costs. First, you may choose to read your contract details. However, these are often confirmed by looking at your card. This will include out-of-pockets for inpatient and outpatient procedures and co-pays for visitations. Resident rehabilitation will be determined by the details of your contract.
The second option you have is to reach out to United. Their customer service agents are trained to answer these questions. Although their interpretation of contract details may be different from a claims agent’s understanding. It is best to combine both efforts to ensure ample knowledge.
What Are The Different Types of Treatment?
Treatments in inpatient or outpatient procedures tend to follow the same guidelines. Those treatments will come in a few different forms, but their ultimate goal remains the same
Whether it be group therapy or individual therapy, the ultimate goal of treatment is to change your mind to evolve and find new comfort zones. Therapists can explore the reasons behind your addiction or develop new mental pathways. There are many different types of therapy that we won’t get into here. But through the willingness to try, you will be able to find something that works for you.
M.A.T (Medically Assisted Treatment)
Medication-assisted treatment is to combine other forms of treatment with regular medication. The FDA has an approved list of drugs that assist in procedures of opioid abuse. Many of these are behavioral in nature, others may be non-opioid pain reducers.
Residential treatment facilities are high-impact centers where most of your day is planned for you. You are generally given a few hours per day to do your own thing, which can include fun activities like ping pong or swimming. Everything from your breakfast to your daily medication is scheduled until you have to strength to return to regular duties.
Sober Living Facilities
Sober living facilities allow you to transition from a residential treatment facility. In this house, you will be living among other people who have been through similar experiences. You will be performing regular, everyday activities, which include managing your schedule, maintaining a job, and joining with group sessions.
Finding The Right Treatment Center
United’s contract will cover a wide variety of essential procedures. In asking how much they include, that will depend on the coverage you have purchased. Depending on that coverage, you will be able to select an ample rehabilitation center for your needs.
When you contact United, be sure to have a general idea of their contract details. By reading through your contract, you will be able to call with a piece of solid general knowledge to work with. When finding the right treatment path or rehab center near you, each person’s way will be a bit different. Through a combination of a doctor’s advice and your own desires, you will be able to make this decision with greater ease.