Mental Health Treatment for Blue Cross Blue Shield
Blue Cross Blue Shield insurance plans will include a range of benefits covering addiction treatment. Depending on your specific plan and the state you live in, the amount of coverage for certain rehab services will vary.
More than 100 million people are reached by Blue Cross Blue Shield organizations across the country. While many insurance plans offer a variety of benefits, including addiction treatment, the options, and programs available to you will depend on the state you live in and your specific plan.
Common Recovery Benefits through BCBS
The Mental Health Parity and Addiction Equity Act of 2008 require insurance companies to offer some form of Recovery Services Coverage (MHPAEA). The law requires health insurance providers to treat mental health and/or drug treatment benefits on a par with medical/surgical benefits.
At Real Deal, we are fully in-network with Blue Cross Blue Shield Therapy for outpatient treatment and PHP.
Medical detoxification: Drug withdrawal requires medical attention to avoid potentially fatal withdrawal symptoms. BCBS will cover treatment to help you get through this time.
Outpatient Treatment: BCBS can provide inpatient care for up to a year if your health requires it. Your likelihood of staying sober and drug-free increases with long-term rehabilitation. After you leave residential care, your BCBS policy also applies to outpatient services, such as intensive outpatient treatment.
Electroconvulsive treatment: ECT is sometimes funded by the BCBS as an aid to addiction recovery. Business pre-approval is required. BCBS developed its website as a resource for people struggling with addiction and the friends and family who support them.
PHP: PHP, or partial hospitalization, is a more intensive form of outpatient treatment. Instead of 3 groups per week at 3 hours a day (like a typical outpatient treatment center), PHP is 5 days a week for 5 hours a day.
Blue Cross: Mental Health Coverage
Blue Cross Blue Shield can also insure your mental health. Numerous insurances cover this type of treatment. You will receive Blue Cross Blue Shield Mental Health Insurance if you purchase a BCBS plan from the ACA Marketplace. The law requires plans to include both outpatient and inpatient mental health care. This includes substance use disorders. In addition, the law prohibits any restrictions on health benefits included in plans on the market.
In addition, BCBS plans offered on the ACA market must offer benefits comparable to those of other services. Although many plans cover these types of treatments, your plan may not cover mental health care if you do not pay for BCS and your employer does. You can contact a mental health professional or a drug rehab center to find out if your insurance covers the services.
Your health plan may cover social workers, psychologists, psychiatrists, or other mental health professional visits. These services usually require prior authorization. In addition, Blue Cross Blue Shield policyholders must often use preferred providers.
BCBS Addiction Resources
Blue Cross Blue Shield has stepped up its efforts to identify better and help address substance abuse problems due to the growing number of alcohol and drug addictions in the United States. The insurance company recently promoted a prescription painkiller safety program that helps reduce the risk of dependence on opioid painkillers such as Percocet or Vicodin.
One Health, a mobile app from Blue Cross Blue Shield, can offer members and families 24/7 help, information, and resources needed to recover from substance abuse.
Mental Health Recovery with Blue Cross Blue Shield
You may feel overwhelmed if you are seeking rehab treatment and have Blue Cross Blue Shield coverage. Certain factors can make the process easier for you.
Make a phone call to an addiction treatment center as one of the first steps. They can check your insurance information to find out if your insurance will pay for your treatment. You can also call your insurance company to find out what mental health, behavioral health, and addiction treatment services are covered. Most of the time, BCBS will cover your addiction treatment.
Before you enroll in any treatment program, whether it be outpatient care, Partial Hospitalization Programs (PHP), or inpatient care, it is usually recommended that you verify that you have such coverage.
Are you struggling with addiction? Do you have a Blue Cross Blue Shield insurance policy? Call right away to find out if your addiction treatment is covered. The amount of insurance may surprise you. Drug or alcohol addiction is a disease. Most insurance companies want you to get well. They are interested in you getting better. Call now to learn more about BCBS and its addiction treatment programs.
Getting Treatment at Real Deal
Our Real Deal staff is here to make sure you get all the financial assistance from your Blue Cross Blue Shield insurance plan that you qualify for. There is no need to delay your decision to enroll in drug addiction treatment. Real Deal and Blue Cross Shield will work together to make drug rehabilitation services affordable and affordable through your coverage.
Our staff understands the importance of providing rehabilitative care that is both financially and health-conscious.
Please contact us now if you or someone you know is considering enrolling in one of our addiction treatment programs but is still worried about the cost. Our team will answer your questions about your addiction health insurance options free of charge and provide you with the information you need.
BCBS Insurance FAQ's
Below are some quick answers to frequently asked questions about Bright.
Yes! We are fully in-network!
You can call BCBS directly or we can run your insruance for you! Just give us a call and we will take care of the rest.