Aetna Insurance For Mental Health Treatment
Aetna is mental health treatment insurance provider that offers a variety of policies such as individual plans, business plans, Medicare, and Medicaid. Regardless of your Aetna plan, they will pay all or part of your mental health care cost. The Affordable Care Act requires Aetna and other health insurance providers to pay for treatment for mental illnesses such as depression, obsessive-compulsive disorder, and generalized anxiety disorder. Real Deal helps you or your loved ones to get started with your rehabilitation journey!
Understanding Your Aetna Benefits
Dealing with an insurance company can be confusing. However, Aetna and Real Deal want to streamline the process so you can focus on what matters. Your Aetna treatment plan will be carefully reviewed to see if mental health services are covered. To help you get started on your road to recovery, we can also find out what medical care is covered.
From a legal point of view, mental health issues are handled like any other issue. Your insurance company cannot refuse to pay for treating any diagnosed medical condition just because you have a mental illness. Aetna will pay for your care as long as the provider is online. Mental and behavioral health is considered a sort of specialty therapy in most Aetna plans. This means mental health insurance can be a bit more expensive than a regular exam, but you still get some financial help.
What Types of Treatment Services Does Aetna Insurance Cover?
Real Deal is fully in-network with Aetna!
Below are some of the potential benefits of Aetna health insurance:
Detoxification: Withdrawal from drugs and alcohol can sometimes be treated on an outpatient basis. Depending on the substance, degree of abuse, frequency of abuse, and the individual’s mental health, the cost of inpatient detoxification may be reimbursed.
Inpatient rehabilitation Hospitals, psychiatric hospitals, and drug treatment centers offer inpatient programs. Before including them in their networks, Aetna assesses the quality of the wastewater treatment plant. It is recommended to use those who are online because they are covered.
Partial Hospital treatment: Although it provides a higher level of care than outpatient therapy, this type of treatment is less intrusive than inpatient rehab. Recovering addicts attend 4-8 hours of programs each day and then transition to a sober lifestyle at night.
Intensive outpatient treatment: IOPs hold meetings several days a week, usually at night or at a time convenient for members. These programs promote a speedy recovery as participants cope with stresses and triggers.
Continuing care programs: Aetna’s rehabilitation centers provide ongoing care. The risk of relapse is reduced by implementing this additional support and referral.
Which Mental Health Conditions Are Covered by Aetna Insurance?
Aetna insurance may cover the following mental health conditions:
- Depression
- Obsessive-Compulsive Disorder (OCD)
- Post-Traumatic Stress Disorder
- Generalized Anxiety Disorder
- Psychological Disorders
Other Health Benefits of Aetna
We encourage our patients to choose an insurance company that offers additional benefits after their treatment is completed, even if assistance with treatment costs is critical. If you opt for one of Aetna’s policies, you can browse its wide online presence to learn more about the health discounts they provide. You can take a health assessment on their website, and they will provide you with a specific plan to improve your nutrition and training. Even after you complete the assessment, you can still access online training.
Using their website, you can get discounts on nutritional products, health coaches, and gym memberships. Massage therapies, acupuncture, chiropractic treatments, and dietitian services are just a few. In addition, their rules allow you to receive special prices for goods and services for your eyes and ears.
Aetna Insurance Coverage for Residential Mental Health Treatment
The Aetna plan you choose will ultimately determine how much of your mental health care costs you will have to pay out of your pocket. The price will vary depending on the treatments you need, the expected length of your stay at our facility, and any prescription medications you may be advised to take both during and after your treatment.
The 80/60 principle is at the heart of Aetna’s coverage plans. Aetna plans cover 80% of the total cost of therapy and hospital/facility stays for network healthcare professionals. This share will be reduced to 60% of the coverage plan for out-of-network providers. You will ultimately be responsible for paying 40% of the total cost of your stay at one of our facilities as none of Real Deal’s facilities to have network providers.
Real Deal staff encourages you to take this into account when exploring your options. Luckily we are fully in-network with Aetna, so if your deductible is met, there will be no cost!
The Benefits of Aetna
For intensive outpatient care, Real Deal accepts Aetna insurance policies. All Aetna health plans are accepted here. Since Aetna contracts with in-network providers, their fees are lower than out-of-network providers. Your unique plan and treatment plan will determine how much of your care will be covered. Your insurance pays out much more when you use network providers, even if you still have to pay a copay.
At Real Deal, we believe that paying for treatment for comorbid substance use disorders or mental health problems should never prevent anyone from getting life-saving care. Our team can help you understand your coverage and private payment options to make treatment affordable and assessable.
The Real Deal is here to help you understand your options if you need a substance use disorder rehab facility. You can use Aetna to verify your coverage by reviewing your benefits online or contacting your provider. You can get help from Real Deal to verify your coverage. Call us for help with your Aetna insurance policy.
Aetna Insurance FAQ's
Below are some quick answers to frequently asked questions about Bright.
Is Aetna Covered at Real Deal?
Yes! We are fully in-network!
What Can I do To See if I owe a deductible or any out of pocket expenses?
You can call Aetna directly or we can run your insruance for you! Just give us a call and we will take care of the rest.