Finding A Drug Rehab For Blue Cross Blue Shield
If you have ever made any sort of medical claim, you know the questions that rush through your mind each time. How much are they going to cover? What treatment should I pick?
These are essential questions. The short answer that is found through googling is “yes.” But what are the exceptions? We will be exploring these questions today, By the end of this article, you will have the information that will help you.
Getting Help With Your Addiction
Insurance companies are built to handle certain types of risks. As a result, navigating their channels and finding the right resources can be difficult. This is especially true when you are trying to beat your addiction.
Thankfully, Blue Cross Blue Shield (BCBS) has a substance use resource line that you can call to get some general details. They can guide you through much of the public process. You can even call the line anonymously to get this information.
Understanding The Drug Rehab Process
Before you begin any treatment process, it is essential to be aware of what you are getting into. Rehabilitation is often based on a doctor’s opinion, so they will be able to assist you in determining it is right for you. If they do decide it is a good option for you, below are some tips to keep in mind.
What Will BCBS Cover For Addiction Treatment?
The substance abuse resource website will give you a variety of potential items that are covered. These treatment options are listed directly on bcbs.com
How Do I Know What My Insurance Will Cover?
There are four ways you can figure out what your insurance covers. You can either choose to speak to your provider, read through your contract, or have your coverage apply at the point of use. Below are the advantages and disadvantages of each option.
BCBS Treatment FAQ's
It is somewhat of a trick question. The “best” treatment model will depend upon the right balance of your needs and your budget. Generally speaking, the more time you spend at a location is directly correlated with the amount of money you spend. Residential care has the highest potential to cost money when Telehealth often has incentives for using due to how much money it saves.
Make a decision based on your needs and your budget. If you need to start with residential care, your goal is to transition into a sober living environment. Eventually, your end goal will be to reduce your time at a treatment facility to almost zero.
Going back to our initial concern: probably. You will need to check on your coverages with a provider, your contract, or a cost calculator to be sure. Be sure to do so before going into any treatment facility.
BCBS has a public hotline that will help you through the process of treatment. You can even call on behalf of a friend. By taking advantage of available resources, you will be able to set yourself up for success. They can also inform you of available national or local resources.
Their representatives will also guide on selecting a potential treatment path. If you are hesitant, they can even take your questions anonymously. When it comes to any of these options, remember that there is no shame in saying that you need help. Your treatment journey can start anywhere. There is strength in asking for help.